Last updated: 21 July 2026
EarthMoving Finance, ABN 52 452 030 694 ("EarthMoving Finance", "we", "us", "our"). This policy explains how we collect, use, sell and disclose personal information in connection with our equipment and machinery finance comparison and lead-referral service, in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). By submitting an enquiry through our site, you consent to the collection, use and disclosure of your information as described in this policy.
EarthMoving Finance operates a website that allows visitors to submit enquiries for equipment and machinery finance. We are a referral and lead-generation service: we are not the credit provider, we do not arrange or provide finance ourselves, and we do not give credit advice. Enquiries submitted through this website are referred to our finance partner Baank Pty Ltd, who will contact you directly about your finance. We may also pass ("sell") the details you submit to other third-party lenders, finance brokers and financial services providers on our panel, who may contact you directly to offer or arrange finance. We may be paid a fee or commission by these third parties for each lead or enquiry we provide, whether or not you proceed with finance.
We may collect:
We use your information to operate and improve our comparison service, respond to your enquiry, match you to relevant lenders or brokers on our panel, and — as set out in Section 4 below — to sell or disclose your details to those third parties so they can contact you. We do not make credit decisions ourselves; any assessment, approval, rates, fees and conditions are entirely at the discretion of the lender you are referred to.
This is the most important part of this policy. When you submit a quote request or enquiry form on our site, you expressly acknowledge and agree that:
If you do not want your details sold or disclosed to third-party lenders and financial services providers on these terms, do not submit an enquiry through this website — you should instead approach lenders or brokers directly.
Our broker panel currently consists of:
Where the finance you enquire about is for business or commercial purposes, your personal information may be shared with any one or more of the brokers on our panel listed above. Business-purpose credit sits outside the National Consumer Credit Protection Act 2009 (Cth), and the broker who receives your enquiry may be selected after you submit it.
Where the finance you enquire about is for personal, domestic or household purposes, your personal information is shared with a single specific broker, determined before you submit your enquiry by a fixed rule based on the type of finance you are seeking. That broker is named to you on the enquiry form and on the confirmation screen before and after you submit. Our current rule is: personal vehicle, truck and machinery finance is referred to Baank Pty Ltd. In these cases we act as a referrer under the referrer exemption in regulation 25 of the National Consumer Credit Protection Regulations 2010 (Cth).
In both cases we may be paid a commission or referral fee by the broker who receives your enquiry, whether or not you proceed with finance. Each broker handles your personal information in accordance with its own privacy policy. For full detail on our referral and commission arrangements, see Our Finance Partner.
We and the third parties described in Section 4 may send you marketing communications about finance and related products. You can opt out of marketing communications from us at any time by contacting us using the details below; to opt out of marketing from a specific lender or broker, you will need to contact that party directly, as we do not control their marketing systems once your details have been shared.
Some of our service providers (for example, cloud hosting or analytics providers) may store or process information outside Australia. Where this occurs, we take reasonable steps to ensure appropriate safeguards are in place, to the extent required by the Privacy Act.
We take reasonable technical and organisational steps to protect personal information from misuse, interference, loss and unauthorised access, modification or disclosure. No method of transmission or storage is completely secure, and we cannot guarantee absolute security, including once information has been disclosed to a third-party lender or broker.
We retain personal information for as long as reasonably necessary to fulfil the purposes described in this policy, meet our legal and regulatory obligations, and resolve disputes, after which it is securely deleted or de-identified.
You may request access to, or correction of, the personal information we hold about you by contacting us using the details below. We will respond within a reasonable time. Note that we cannot access, correct or delete information already provided to a third-party lender or broker — you will need to contact them directly.
Our website uses cookies and similar technologies to operate correctly and to understand how visitors use our site. You can control or disable cookies through your browser settings, though some site functionality may not work as intended if you do.
If you have a concern about how we've handled your personal information, please contact us first using the details below. If you're not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.
We may update this policy from time to time. The "last updated" date at the top of this page reflects the most recent version. Continued use of our website after changes take effect constitutes acceptance of the updated policy.
For privacy questions, access/correction requests or complaints, contact us at [email protected].
